Helping you protect your business
We provide AML/CFT compliance support, audit, advisory and training services to reporting entities supervised by the Reserve Bank of New Zealand (RBNZ), the Financial Markets Authority (FMA) and the Department of Internal Affairs (DIA).
We provide our services in Southland, Otago, throughout New Zealand and overseas.
Audit
🗸 We can undertake your statutory AML/CFT audit.
🗸 We can also undertake health checks and pre- and post-audits to help you keep on track or remediate deficiencies identified by your auditor or regulatory supervisor.
🗸 To help you prepare for a regulatory visit, we can provide mock interviews.
Key Documents
Key documents can take weeks to produce and maintain.
We can help you establish, implement and maintain your Risk Assessment and AML/CFT Compliance Programme.
Advisory
Focused on the provision of quality advice, we are available to answer your queries and help you understand your AML/CFT obligations here in New Zealand. If you want any help interpreting the requirements of the AML/CFT Act or responding to your AML/CFT supervisor (be it reporting or in relation to enforcement action), please give us a call.
Training
4S AML is passionate about its training. We can provide initial and on-going bespoke training to engage your staff and suit your requirements.
Bruce Horwood, Director of 4S Consulting Limited, holds a BA (Hons) triple degree (incl. Masters) in Applied Languages (French, German, Economics and Law), is a Fellow of the Association of Chartered Certified Accountants, an Associate of the Chartered Governance Institute (NZ Division) and a former Chartered Member of the Securities & Investment Institute.
Bruce has over 20 years’ experience in the financial services industry working in the AML/CFT environment, 10+ years of which working at the financial regulator in Jersey, Channel Islands. Bruce has led numerous desk-based and on-site examinations of regulated financial services businesses (specialising in fund services businesses and trust company businesses) whilst at the Jersey Financial Services Commission (JFSC).
Bruce has international experience, representing the JFSC internationally at the Enlarged Contact Group for Securities Regulators (ECG). The ECG deliberated on supervisory matters and practical application of regulations including, but not limited to, financial crime and AML/CFT.
Bruce also has experience as a former Head of Risk & Compliance in the fully regulated space at a Fund Management firm (part of an international banking group) and more recently as Risk & Compliance Manager for a Southland and Otago law firm. Bruce achieved a successful AML/CFT audit outcome for the law firm in 2019. Bruce is also a published author, having written the Governance Institute’s diploma level study text - “Financial Reporting and Governance” (ICSA 2012 version).
Current projects include the provision of advice to the JFSC, analysing AML/CFT exemptions within the legislation and advising on how to demonstrate compliance with international AML/CFT standards.
Contact us to discuss your AML compliance and risk management needs, or enquire about the services and solutions we can offer.
Bruce Horwood
4S Consulting Limited
Director
bruce@4Saml.nz
021 227 6222
Registered office: 25 Don Street, Invercargill 9810
WHAT OUR CLIENTS ARE SAYING
We engaged Bruce Horwood from 4S Consulting Limited to complete our first audit under the new AML/CFT regime for accountants. Bruce has a real passion for the legislation and was able to offer great insight and recommendations to ensure our AML/CFT compliance programme was strengthened and fully compliant moving forward. We would recommend Bruce to anyone needing help of any kind with the AML/CFT legislation, he was great to work with and knows the legislation extremely well.”
Brendon Harrex - Director, Harrex Group
